Privacy Policy

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A.Y.E Trust Fund https://www.portal.ayetrustfund.org/file/2018/12/logo_edited02.png

A.Y.E Trust Fund Privacy Policy

This privacy policy, in addition to our Terms and Conditions and any additional terms applies to your use of the A.Y.E Trust Fund (Also referred to as ‘we’, ‘us’ and ‘our’).

By accessing or using our Services, you agree to both this Privacy Policy and our Terms and condition. The provisions contained in this Privacy Policy supersede all previous notices and statements regarding our privacy practices regarding our Services.

Please note that if you do not agree to every provision of this Privacy Policy and our Terms of Use, you may not access or use our Services.

1. SCOPE OF THIS PRIVACY POLICY

This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a “Device”).

2. INFORMATION YOU PROVIDE US

Please note that by visiting our site (www.ayetrustfund.org), neither of your personal information is obtained nor stored. When you submit an inquiry via our Services or register for an A.Y.E Trust Fund account, we may collect personal information from you, which may include your name, email address, mobile phone number, banking information, and other information that identifies you (collectively, “Personal Information”). By providing your Personal Information to us, you expressly agree to our collection, use, storage, and disclosure of such information as described in this Privacy Policy. We may also ask you to create login information for your account, such as a username and password. When you provide your mobile phone number, we may ask for your consent to receive text messages relating to our Services at that number. You may withdraw your consent by contacting us as indicated below.

3. INFORMATION ABOUT YOUR TRANSACTIONS

Please note that we may collect Personal Information about your transactions with us and others.

4. INFORMATION FROM THIRD PARTIES

We may also collect Personal Information about you from other companies when necessary.

5. INFORMATION AUTOMATICALLY OBTAINED

We may collect information about your use of our Services. Information that we automatically collect in connection with your access or use of our Services may include:

Device Information: We may collect Device-specific information (such as hardware model, operating system version, unique Device identifiers, and mobile network Information, including your mobile phone number). We may associate your Device identifiers or mobile phone number with your A.Y.E Trust fund account.

Transactional Information: By using the A.Y.E Trust fund service, you consent to a weekly auto debit on your credit cards in order to fund your trust fund account, which involves the storage of your card details with a high level security apparatus, handled with utmost confidentiality and good faith. When you make payments for your use of the A.Y.E Trust Fund, we may receive information and confirmations, such as payment receipt, including third parties processing your payments.

6. INFORMATION COLLECTED THROUGH COOKIES AND SIMILAR TECHNOLOGIES

We may use mobile tracking technologies and/or website cookies to personalize our Services for you and to collect aggregate information about usage of our Services. A cookie is a text file or other local storage identifier provided by your browser or associated applications. We use cookies for record-keeping purposes and to enhance the quality of your use of our Services on the A.Y.E Trust Fund.

Session cookies: Session cookies are temporary cookies that expire and are automatically erased whenever you close your browser window. We use session cookies to grant users access to content and to enable actions they must be logged into their Cashbox account to perform.

Persistent cookies: Persistent cookies usually have an expiration date in the distant future and remain in your browser until they expire or you manually delete them. We use persistent cookies to better understand usage patterns so we can improve our Services. For example, we may use a persistent cookie to associate you with you’re A.Y.E Trust fund account or to remember your choices for our Services.

Third-party cookies: We permit certain third parties to place cookies through our platform to provide us with better insights into the use of our Services and user demographics and to advertise our Services to you. These third parties may collect information about your online activities over time and across different websites when you access or use our Services. For example, we utilize Google Analytics to analyze usage patterns for our Services. Google Analytics generates a cookie to capture information about your use of our Services, which Google uses to compile reports on website activity for us and to provide other related services. Google may use a portion of your IP address to identify its cookie, but this will not be associated with any other data held by Google. We may also permit third-party service providers to place cookies for our Services, as indicated above, to perform analytic or marketing functions where you are notified of them and you have consented to the usage. We do not control the use of such third-party cookies or the resulting information, and we are not responsible for any actions or policies of such third parties.

By accessing or using our Services, you agree to the placement of cookies on your Devices as described in this Privacy Policy. If you prefer not to receive cookies through our Services, you may control how your browser responds to cookies by adjusting the privacy and security settings of your web browser. Except you set your browser settings to refuse all cookies, our system may issue cookies when you access or use our Services. If you set your browser settings to refuse all cookies, the operation of certain features on the platform may be limited or not work at all.

7. HOW WE USE INFORMATION

No-Third Party Banner Ads: A.Y.E Trust fund do not permit third party banner ads. We currently have no intention to introduce them, but if we ever do, we will update this policy.

Chart Console Feature: As part of our services to members of the trust fund, we provide private messaging with experts on the platform, which are treated with utmost confidentiality.

Communications about our services and Africa’s Young Entrepreneurs: We communicate with you about our services, features and updates. We may provide you beneficial information on Africa’s Young Entrepreneurs, the parent organization of the A.Y.E Trust fund.

We may use Analytics as described elsewhere in this Privacy Policy and for research and commercial purposes, such as to improve our Services.

We may use your email address to reply to your inquiries and to provide you information about our Services. You may elect not to receive promotional emails from us either by “unsubscribing” to an email you receive from us or by contacting us as indicated below. If you unsubscribe from receiving emails from us, we may still send you non-promotional emails, such as emails about your A.Y.E Trust Fund account, unless you withdraw your consent to receive electronic communications as provided in our Terms and Condition.

8. HOW WE SHARE INFORMATION

We do not share your Personal Information with:

  • Other financial companies for joint marketing purposes
  • Any third parties so they can market to you.

We may collect, use, preserve, and share your Personal Information with unaffiliated third parties:

  1. if you request or authorize it;
  2. if the information is provided to help complete a transaction for you;
  3. if the information is provided to:
    1. comply with applicable laws, rules, regulations, governmental and quasi-governmental requests, court orders, or subpoenas;
    2. enforce our Terms of Use or other agreements; or
    3. protect our rights, property, or safety or the rights, property, or safety of our users or others (e.g., to a consumer reporting agency for fraud protection, etc.);
  4. if the disclosure is done as part of a purchase, transfer, or sale of services or assets (e.g., in the event that substantially all of our assets are acquired by another party, your Personal Information may be one of the transferred assets);
  5. if the information is provided to our third-party service providers to perform functions on our behalf (e.g., analyzing data, providing marketing assistance, providing customer service, processing orders, etc.);
  6. for our everyday business purposes; or
  7. as permitted by applicable law or otherwise described in this Privacy Policy. When you are no longer a trust member, we continue to share your information as described in this Privacy Policy.

We may disclose Analytics with third parties as described elsewhere in this Privacy Policy and for our commercial purposes.

9. PRIVACY POLICY UPDATE

A.Y.E trust may amend this privacy policy from time to time as developments will permit. Your continued use of our service confirms your acceptance of our privacy policy, as amended.

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